Two nights ago - after some house work and some fun time (Rian and I actually both had our laptops out and were playing Gin against each other on Yahoo! Games) - we decided it was time to get Clifford out of the house and time to get us some ice cream. lol
We walked just a couple feet before we saw a couple of our neighbors outside chatting and playing with their dogs. Being that we live where we live - they came over to us to meet Clifford and meet Rian and I as well. We had already met a few neighbors (them coming over to us to introduce themselves) but were happy to meet a few more.
We all chatted about the block and the people. They pointed out who lived where and also pointed out all of the houses that have dogs as well. They ended up pointed to probably 3/4 of the houses on our block. Needless to say, Rian and I were pleased that our street was such a dog friendly street.
The more we chatted, the more Rian and I were realizing that we moved into a "Pleasantville-esk" neighborhood. Very ironic since I always make fun of Elizabeth for living in a Pleasantville/Stepford type area.
The houses on our block certainly aren't perfect or the newest models out there - but we are learning that we do live on a block where the values from back in the day still exsist. As one of our neighbors so candidly put it - "Tomorrow is National Night Out - we aren't really doing anything for it because every night here is National Night Out." lol
They obviously don't need a specified night of the year to mix with their neighbors - it is a daily occurance.
As Rian and I broke away from the pack and went on our way to Creamy Cone for a Monday night treat - we talked about how lucky we to have bought a house where we did. To have the qualities in a neighborhood and neighbors that you always want. We are living next to friendly, helpful and caring people. One of the nice things is that we know (have heard) that the neighborhood/neighbors aren't the kind that are watching your every move or judging you for missing your weekly lawn mow - but they are the kind that will bring out a dog treat to coerse your dog to safety when they get out - or the kind that you can borrow some tools from and they offer to help you fix whatever needs fixing and hopefully the kind that we can invite over for some backyard beers and enjoy a wonderful summer night.
Without us even trying or making the first move - we have met probably 10 or so neighbors in less than two weeks - simply them coming to us to welcome us and let us know if we need anything they are here to help.
Either way - we will get to know our neighbors more - and feel really blessed to have already started off on a great foot with our new block.
This house just keeps getting better and better.
"Life can only be understood backwards - but must be lived forwards."
Showing posts with label house. Show all posts
Showing posts with label house. Show all posts
Wednesday, August 5, 2009
Tuesday, June 23, 2009
Who is sick of me blogging about house drama???
I AM!!!!!
Seriously - I would gladly welcome any other drama (besides really icky things) into my life right now if it got rid of the house drama. At this point, I think I'm just blogging for myself to get it out of my system and be able to vent about how frustrated and emotionally drained I am from this whole process.
I guess my biggest frustration at this point are the people that we've been dealing with - some of our own even. Our realtors have been awesome - no problems there. But we've DEFINITELY had problems with our mortage guy - aka Bill the complete MORON!
From the beginning I have not been impressed by him. Yes, I know at this point in time it is a bit more difficult and different in the mortgage industry - yet at ths same time - you probably dont' have as many people come to get loans, so shouldn't you be more prepared?! Either way - you have a job to do and you should be doing it.
My first impression of him was correct and I should have stayed with that and found someone else. I can name so many different things that I haven't liked about this experience with him and how he has made things 100% more difficult for Rian and I.
Let's start with this fun fact. From the beginning, I was the one that called Bill, emailed him and basically set everything up. When we finally met him - this is what happened. We were in his office and he was going through all of our paper work and explaining things while we signed. At this meeting - he looked at me maybe 10% of the time and looked at Rian the other 90%. Not cool. And yes, this kind of stuff still happens all the time. I'm sure you ladies have experienced this one way or another in your life. Ridiculous.
After that things got worse because he started to only call Rian or only email him. I mean, how hard is it to CC someone on an email. Eventually I finally had to email him and say - I would really appreciate it if you would include me on all e-mails and not leave me out. Of course he appologized but I'm sure he is still clueless.
Past that sexist issue - he is just a DUMBASS! I am confident in saying that he doesn't know what he is doing half the time and probably needs help dressing in the morning. Maybe his wife leaves him directions on the bed every morning....Right leg...Left leg....
There have been a number of instances where we came to him with certain ideas ie: down payment assistance and he says that he can do it only to come back a couple days later saying that his company isn't approved to do that. DAYS LATER.
Excuse me Mr. Z but isn't the mortgage and banking and loans industry VERY time sensitive? Because yes - yes it is. He has ruined a lot of hopes we thought would help pull us through - given us the false hopes only for us to come crashing down.
And speaking of being time sensitive.......I won't get into too many details but things with our bank changing and having to get re-approved have been a mess and right now what it comes down to is that we have until July 10th to get the final approval from the bank (including underwriting and appraisal) or the sellers will walk. So, it is do or die at this point. And I'm a bit upset to find this information out only today - but that is a whole other story. From the past week/s, we have been on top of this information and getting Bill whatever he needs in order to do these things quickly. Again, TIME SENSITIVE INDUSTRY. Last wednesday, we dropped off a check for the appraisal and here is Tuesday and we hadn't heard anything yet. So I sent an email to Bill - only for him to respond back saying that he needs this and this and this from Rian and I. SO FRUSTRATING! We have 13 business days to get all of this done and approved and it takes me sending him an email about HIS job for him to get back to us saying he needs more from us. LIVID! What would have happened if I didn't email him? How long would it have taken him to get back to us and how much time would have been wasted in the process considering that we are on a very tight schedule. Scares me to think about.
So this little man has done it to himself - now I will be emailing him every day until all of this is done and finished. If I don't hear from him in an hour or two, I will be calling him. And calling him all day until I talk to him. Apparently he needs to be reminded and babysat to get a job done. We are too far in for anything else to go wrong and I will nto allow it. If I have to take matters into my own hands I will. Not Bill or the sellers or anyone else is going to wreck this for me.
This just needs to be over. For my piece of mind - I need to be done with this one way or the other. Its just too much. Like I've said - I have never been on such a rollercoaster of ups and downs. The highest highs and the lowest lows.
Yes, I understand that it is "just a house" but in looking this much and doing so much work and through everything it is more than that. It is also the beginning of me and Rian's life together that has been again and again put off and delayed because of outsiders. Our life has been jerked around enough already and we are ready to get on with things - have our house and have our family all together and start our life.
I think we deserve that much...
Seriously - I would gladly welcome any other drama (besides really icky things) into my life right now if it got rid of the house drama. At this point, I think I'm just blogging for myself to get it out of my system and be able to vent about how frustrated and emotionally drained I am from this whole process.
I guess my biggest frustration at this point are the people that we've been dealing with - some of our own even. Our realtors have been awesome - no problems there. But we've DEFINITELY had problems with our mortage guy - aka Bill the complete MORON!
From the beginning I have not been impressed by him. Yes, I know at this point in time it is a bit more difficult and different in the mortgage industry - yet at ths same time - you probably dont' have as many people come to get loans, so shouldn't you be more prepared?! Either way - you have a job to do and you should be doing it.
My first impression of him was correct and I should have stayed with that and found someone else. I can name so many different things that I haven't liked about this experience with him and how he has made things 100% more difficult for Rian and I.
Let's start with this fun fact. From the beginning, I was the one that called Bill, emailed him and basically set everything up. When we finally met him - this is what happened. We were in his office and he was going through all of our paper work and explaining things while we signed. At this meeting - he looked at me maybe 10% of the time and looked at Rian the other 90%. Not cool. And yes, this kind of stuff still happens all the time. I'm sure you ladies have experienced this one way or another in your life. Ridiculous.
After that things got worse because he started to only call Rian or only email him. I mean, how hard is it to CC someone on an email. Eventually I finally had to email him and say - I would really appreciate it if you would include me on all e-mails and not leave me out. Of course he appologized but I'm sure he is still clueless.
Past that sexist issue - he is just a DUMBASS! I am confident in saying that he doesn't know what he is doing half the time and probably needs help dressing in the morning. Maybe his wife leaves him directions on the bed every morning....Right leg...Left leg....
There have been a number of instances where we came to him with certain ideas ie: down payment assistance and he says that he can do it only to come back a couple days later saying that his company isn't approved to do that. DAYS LATER.
Excuse me Mr. Z but isn't the mortgage and banking and loans industry VERY time sensitive? Because yes - yes it is. He has ruined a lot of hopes we thought would help pull us through - given us the false hopes only for us to come crashing down.
And speaking of being time sensitive.......I won't get into too many details but things with our bank changing and having to get re-approved have been a mess and right now what it comes down to is that we have until July 10th to get the final approval from the bank (including underwriting and appraisal) or the sellers will walk. So, it is do or die at this point. And I'm a bit upset to find this information out only today - but that is a whole other story. From the past week/s, we have been on top of this information and getting Bill whatever he needs in order to do these things quickly. Again, TIME SENSITIVE INDUSTRY. Last wednesday, we dropped off a check for the appraisal and here is Tuesday and we hadn't heard anything yet. So I sent an email to Bill - only for him to respond back saying that he needs this and this and this from Rian and I. SO FRUSTRATING! We have 13 business days to get all of this done and approved and it takes me sending him an email about HIS job for him to get back to us saying he needs more from us. LIVID! What would have happened if I didn't email him? How long would it have taken him to get back to us and how much time would have been wasted in the process considering that we are on a very tight schedule. Scares me to think about.
So this little man has done it to himself - now I will be emailing him every day until all of this is done and finished. If I don't hear from him in an hour or two, I will be calling him. And calling him all day until I talk to him. Apparently he needs to be reminded and babysat to get a job done. We are too far in for anything else to go wrong and I will nto allow it. If I have to take matters into my own hands I will. Not Bill or the sellers or anyone else is going to wreck this for me.
This just needs to be over. For my piece of mind - I need to be done with this one way or the other. Its just too much. Like I've said - I have never been on such a rollercoaster of ups and downs. The highest highs and the lowest lows.
Yes, I understand that it is "just a house" but in looking this much and doing so much work and through everything it is more than that. It is also the beginning of me and Rian's life together that has been again and again put off and delayed because of outsiders. Our life has been jerked around enough already and we are ready to get on with things - have our house and have our family all together and start our life.
I think we deserve that much...
Thursday, June 18, 2009
I think I'm ready for my close up...
Coincidentally, the title of my blog is a line from a Ms. Britney Spears' song which I put on my facebook and everyone thought I was talking about House Hunters.
NO.
I was talking about Britney. lol
But while I'm on the subject of House Hunters.....we had our casting interview on Tuesday night. And, I feel like it went pretty well!
Our realtors Michael and Lisa Lynch came by and we were able to chat with them about everything going on. Soon, the camera guy/interview guy got to the house and we were off and running. Funnily enough (I always use the word funnily but I'm still not sure if that is a real word or not, but I'm using it anyways and waiting for Webster to get his/her act together) the camera guy is someone I sort of knew from my days at TPT. Never worked WITH him but definitely knew the name and face. Having that in common was a good ice breaker which made me feel a lot more comfortable.
First, Cully (the PA-Production Assistant) interview Mike on his own. We didnt' hear the interview but we can imagine he asked him things about Rian and I and what our process has been like from his prospective.
Only taking a few minutes, Mike and Lisa were shortly on their way - hopefully to work on our house to get us in ASAP! lol
Next, Cully had Rian and I sort of take him on a tour of the house. Basically just wanting us to do a mock House Hunters going through and saying what we like and dislike about a house. It was funny to be followed around by a camera but after a while I didn't even realize it was there - must be a natural.
After the tour, we set up in the porch. Rian and I stood next to each other while he asked us questions. He asked me the set of questions first and then Rian answered all the same ones after I was done. I piped in on a few of Rian's - doing the playful, entertaining thing. Making sure they know that we are fun and funny and entertaining for all of the HGTV viewers. It was fun to hear Rian answer the same questions after I answered them. Fun to hear what he had to say - similarities and differences. Also fun to hear him answer the questions about how this house is a symbol of us starting our life together. He even got asked a question like, "Why did you choose to buy a house when you are first living together instead of starting off more slowly and just rent?"
I guess I never thought about it like that but since we are sooner than later getting engaged and married - it has just always felt like the natural next step.
After our interview and after my sweating from nerves and adrenaline - It felt great to be done with all of that. Its one thing to actually film and do everything for the actual show, but when it is just for an interview - it is not as fun.
So now we wait. We wait to hear back from the folks at High Noon Entertainment in Colorado - yay or nah - like us or hate us.
Either way, this has been a cool experience. I know some people might think it is dumb or pointless but what is life without taking advantage of unique opportunities that present themselves; to step out of our comfort zone and do something different for a change. I am flattered that we've gotten this far in the process and will continue to keep my fingers crossed until we hear back. Should be in about a week or so.
Either way - how fun. We've had a good time and even learned a little bit.
What more can you ask for?
NO.
I was talking about Britney. lol
But while I'm on the subject of House Hunters.....we had our casting interview on Tuesday night. And, I feel like it went pretty well!
Our realtors Michael and Lisa Lynch came by and we were able to chat with them about everything going on. Soon, the camera guy/interview guy got to the house and we were off and running. Funnily enough (I always use the word funnily but I'm still not sure if that is a real word or not, but I'm using it anyways and waiting for Webster to get his/her act together) the camera guy is someone I sort of knew from my days at TPT. Never worked WITH him but definitely knew the name and face. Having that in common was a good ice breaker which made me feel a lot more comfortable.
First, Cully (the PA-Production Assistant) interview Mike on his own. We didnt' hear the interview but we can imagine he asked him things about Rian and I and what our process has been like from his prospective.
Only taking a few minutes, Mike and Lisa were shortly on their way - hopefully to work on our house to get us in ASAP! lol
Next, Cully had Rian and I sort of take him on a tour of the house. Basically just wanting us to do a mock House Hunters going through and saying what we like and dislike about a house. It was funny to be followed around by a camera but after a while I didn't even realize it was there - must be a natural.
After the tour, we set up in the porch. Rian and I stood next to each other while he asked us questions. He asked me the set of questions first and then Rian answered all the same ones after I was done. I piped in on a few of Rian's - doing the playful, entertaining thing. Making sure they know that we are fun and funny and entertaining for all of the HGTV viewers. It was fun to hear Rian answer the same questions after I answered them. Fun to hear what he had to say - similarities and differences. Also fun to hear him answer the questions about how this house is a symbol of us starting our life together. He even got asked a question like, "Why did you choose to buy a house when you are first living together instead of starting off more slowly and just rent?"
I guess I never thought about it like that but since we are sooner than later getting engaged and married - it has just always felt like the natural next step.
After our interview and after my sweating from nerves and adrenaline - It felt great to be done with all of that. Its one thing to actually film and do everything for the actual show, but when it is just for an interview - it is not as fun.
So now we wait. We wait to hear back from the folks at High Noon Entertainment in Colorado - yay or nah - like us or hate us.
Either way, this has been a cool experience. I know some people might think it is dumb or pointless but what is life without taking advantage of unique opportunities that present themselves; to step out of our comfort zone and do something different for a change. I am flattered that we've gotten this far in the process and will continue to keep my fingers crossed until we hear back. Should be in about a week or so.
Either way - how fun. We've had a good time and even learned a little bit.
What more can you ask for?
Thursday, June 11, 2009
House Hunting...
6 months ago - if someone had told me how incredibly stressful house hunting/buying would be - I would never have believed them.
What is so stressful? Looking at lots of houses and choosing which one you want to live in - sign a few papers and BAM you are cooking your first meal and sitting around your new dining room table.
What is so stressful? Looking at lots of houses and choosing which one you want to live in - sign a few papers and BAM you are cooking your first meal and sitting around your new dining room table.
NOT SO MUCH.
Since April 22nd - the day we put an offer on our house - it has been nothing but non-stop stress, emotion and a rollercoaster of UPS and DOWNS.
It seems like just when we started to relax and really let ourselves get excited - something else happens and brings us down.
I never knew I could go through so many emotions of excited, sad, nervous, frustrated, angry, happy and the list goes on....
First there was the problems we had right when we put the offer in.
Since April 22nd - the day we put an offer on our house - it has been nothing but non-stop stress, emotion and a rollercoaster of UPS and DOWNS.
It seems like just when we started to relax and really let ourselves get excited - something else happens and brings us down.
I never knew I could go through so many emotions of excited, sad, nervous, frustrated, angry, happy and the list goes on....
First there was the problems we had right when we put the offer in.
Then a couple weeks later we found out that our closing was delayed to an unknown date.
And yesterday was one of the worst days of them all. I won't bore you with details but let's just say it was not good and everything was almost lost. Having to deal with that at work all day yesterday was not good. It's not good to cry at your desk when everyone is always walking by.
One of the most frustrating parts of all of this is most of the turmoil we've dealt with is all because of the sellers. This house is an estate - so we believe it is the three children of the older couple who lived in the house and have died. Through everything - they have not once made things worth our while - or helped us out because of the delays and the problems that they have caused. Maybe its just me, but in these troubled real estate times, the last thing a seller should do is be difficult and not willing to comprimise. From the very beginning they were barely willing to negotiate. Our realtor practically had to threaten their realtor for them to make a counter offer since they were just rejecting everything we sent their way and not even coming back with a counter.
And through all the frustration - the emails - the phone calls - the tears and everything else - they have done nothing to sweeten the deal for us or at least try to make up for everything we have endured. Just not right or fair. But - since when it life fair, right?
In any case - this has been one of the most difficult processes I have ever been through - a lot harder than most people who buy a house (our realtor has told us). But we also know that we are getting a ridiculous deal on a house that we are very much in love with. I have just been trying to focus on the end result when the papers are all signed and the keys are in our hands. Then it will be all worth it....
And through all the frustration - the emails - the phone calls - the tears and everything else - they have done nothing to sweeten the deal for us or at least try to make up for everything we have endured. Just not right or fair. But - since when it life fair, right?
In any case - this has been one of the most difficult processes I have ever been through - a lot harder than most people who buy a house (our realtor has told us). But we also know that we are getting a ridiculous deal on a house that we are very much in love with. I have just been trying to focus on the end result when the papers are all signed and the keys are in our hands. Then it will be all worth it....
Until then - we will keep signing the attachments and addendums, waiting for all of the sellers paper work to be finished and to finally have a set closing date. And then of course waiting for that day to come. Its looking now more like the end of July then June. Once again - everything keeps getting pushed back. UGH.
To keep us entertained until then......get this.....
Last Friday, I saw an ad on Yelp that the HGTV show House Hunters was looking for people in the Twin Cities to film an episode of their show.
Sent an email asking if we were qualified and I got a quick response from the lovely Heather saying that we were absolutely qualified. She sent me the application and I quickly filled it out and sent it back to her along with pictures of our house, Rian and I and of course Clifford.
I went to get my hair done that afternoon and as I check my phone after my appointment - I check my messages and hear Heather from HGTV leaving me a message about chatting with me further. So I get in my car and just start driving around aimlessly while she basically asks me questions about myself, Rian, our relationship, our house and so on and so forth. She seemed to really like me/us and of course gushed about how cute Clifford is. She then calls Rian and asks him the same questions. She also got a hold of our realtor to ask him questions about us and how things have gone.
She was a delight to talk to and told me she would get back to us soon either way.
So yesterday, in the midst of me freaking out and thinking that we are going to loose this house - I get an e-mail and phone call from Heather telling me that she would like us to do a casting interview with a camera and everything - to make a tape to send to the higher up folks at HGTV. So come Tuesday at 6pm - a local PA (production assistant) who coincidentally used to work at TPT will be coming to my parents house to make our tape! They will be interviewing Rian, myself and Mike our realtor - together and seperate. We have our list of instructions....what to wear, to repeat the questions in our answer, be happy, have fun! I think we got those covered!
She was a delight to talk to and told me she would get back to us soon either way.
So yesterday, in the midst of me freaking out and thinking that we are going to loose this house - I get an e-mail and phone call from Heather telling me that she would like us to do a casting interview with a camera and everything - to make a tape to send to the higher up folks at HGTV. So come Tuesday at 6pm - a local PA (production assistant) who coincidentally used to work at TPT will be coming to my parents house to make our tape! They will be interviewing Rian, myself and Mike our realtor - together and seperate. We have our list of instructions....what to wear, to repeat the questions in our answer, be happy, have fun! I think we got those covered!
And honestly, I figure - if we have gotten to this point - I don't see why we wouldn't go all the way to the show. We have personality coming out of our....hmmm I don't think you can say that on TV.
If you've seen the show - you know that not everyone on it is actually very interesting, funny or attractive. lol So things are looking good for us! :-)
After we film our tape on Tuesday, we should hear back in about a week or so. And if the big guns at HGTV like our tape - WE'RE IN!
We do get a cash prize if we get on the show - but either way, what a cool experience and what a fun memory we get to take away from our first home together.
Plus, Rian and I figure that once we get on TV someone is bound to give us our own reality TV show....and if not us, then Clifford. Everybody loves Clifford.
We do get a cash prize if we get on the show - but either way, what a cool experience and what a fun memory we get to take away from our first home together.
Plus, Rian and I figure that once we get on TV someone is bound to give us our own reality TV show....and if not us, then Clifford. Everybody loves Clifford.

Sounds like the new name of Clifford's show!
STAY TUNED......
STAY TUNED......
Monday, May 11, 2009
Unfortunate House Update...
So right now, I don't exactly have the greatest update.
In my last post about the house, I said that we would closing on our house on May 28th - which is two weeks from Thursday. And now......wait for it...........there is a delay. :-(
The house we are buying is an estate. And for estates, whoever is the executor of the estate has to go through probate with the courts and fill out the correct paperwork saying that they are authorized to be the head of the estate and make the decisions...and so on and so forth.
And last Thursday, we get a call from our AWESOME realtor (if anyone is looking for a good realtor who will work hard for them and has a ton of knowledge on the subject - let me know and I"ll get you in contact with them!) - saying that this paperwork was never filled out by the seller. Not cool.
Because of this, there is probably a 90% chance that our closing at the end of May will be delayed. Till June - maybe even July. Again - not cool.
It is SO frustrating because this was completely their fault. We had/have no control over this situation and now we are being punished and have to deal with the consequences.
If this road to Maywood hadn't been rocky enough - I knew SOMETHING had to go down.
It is called the Noelle factor.
We actually tried to get a deal from them considering they are the ones that wanted to push up the closing date and we accomidated. And now we are completely put out b/c of this. Rian's friend taht he lives with has already found a roommate to take over - so Rian most likely will end up having to sleep on the couch in the basement at his current house come June until whenever we are able to move in. Once again - not cool.
We could have been really screwed if one of us had a lease that was up and had no place else to go. After our Realtor talked to the sellers, they said they hope we still buy but will not give us any kind of deal because they are "already giving us a huge deal in the price." Either way, I still think they should do SOMETHING for us. But we don't hold the cards, considering we want this house; we know this is our house.
So all we can do now is wait.....
In my last post about the house, I said that we would closing on our house on May 28th - which is two weeks from Thursday. And now......wait for it...........there is a delay. :-(
The house we are buying is an estate. And for estates, whoever is the executor of the estate has to go through probate with the courts and fill out the correct paperwork saying that they are authorized to be the head of the estate and make the decisions...and so on and so forth.
And last Thursday, we get a call from our AWESOME realtor (if anyone is looking for a good realtor who will work hard for them and has a ton of knowledge on the subject - let me know and I"ll get you in contact with them!) - saying that this paperwork was never filled out by the seller. Not cool.
Because of this, there is probably a 90% chance that our closing at the end of May will be delayed. Till June - maybe even July. Again - not cool.
It is SO frustrating because this was completely their fault. We had/have no control over this situation and now we are being punished and have to deal with the consequences.
If this road to Maywood hadn't been rocky enough - I knew SOMETHING had to go down.
It is called the Noelle factor.
We actually tried to get a deal from them considering they are the ones that wanted to push up the closing date and we accomidated. And now we are completely put out b/c of this. Rian's friend taht he lives with has already found a roommate to take over - so Rian most likely will end up having to sleep on the couch in the basement at his current house come June until whenever we are able to move in. Once again - not cool.
We could have been really screwed if one of us had a lease that was up and had no place else to go. After our Realtor talked to the sellers, they said they hope we still buy but will not give us any kind of deal because they are "already giving us a huge deal in the price." Either way, I still think they should do SOMETHING for us. But we don't hold the cards, considering we want this house; we know this is our house.
So all we can do now is wait.....
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